How it works

From your kitchen bench to lifelong money confidence

PocketGrow was designed for families who want to teach children and young adults real-world financial literacy through everyday responsibilities.

Not every chore equals money. PocketGrow teaches both earning and contribution. The shared Family To Do List lets parents post bonus paid jobs, family responsibilities and routine tasks — kids and teens can accept open chores, and paid chores are only credited after a parent or carer approves.

01

Set responsibilities

Parents create chores, routines and bonus jobs.

02

Complete tasks

Kids and teens complete age-appropriate responsibilities.

03

Track pocket money

Families track earning, spending, saving and giving in your local currency.

04

Build money confidence

Kids and teens learn real financial skills.

The habit framework

Earn · Save · Spend · Give · Grow

Five habits, built through real-life moments rather than lectures. PocketGrow keeps a tally only — no real money moves through the app — so kids and teens can practise the decision, not just the transaction.

  1. 01

    Earn

    Effort, value and reliability — not every chore equals money.

    Family To Do List with paid bonus jobs, unpaid family responsibilities and routine tasks. Parents approve before money is credited.

  2. 02

    Save

    Goals make saving visible. Waiting is a money skill.

    Visual savings goals with a Goal Delay Calculator: "At this rate, you'll reach it in ~3 weeks."

  3. 03

    Spend

    Thoughtful, not guilty. Choices have trade-offs.

    Spend Check pause before every purchase and a 24-hour Wishlist with need / want / goal tagging.

  4. 04

    Give

    Money can reflect values, not just consumption.

    A Give jar with optional cause label — animal rescue, school fundraiser, helping a sibling.

  5. 05

    Grow

    Reflection turns behaviour into learning.

    Weekly reflection, scam-awareness scenarios for teens, and a subscription cost calculator that shows real yearly impact.

Reminder: PocketGrow does not transfer real money between family members. It keeps a friendly tally so children learn that money is something you plan, choose, save, share and respect.

For Ages 6–12

Simple, visual and a little bit magical

Younger children learn responsibility through visual missions, routines, badges and simple pocket money tools.

  • Visual chore missions
  • Morning & after-school routines
  • Stars and badges
  • Spend / Save / Give jars
  • Savings goal progress
  • Needs vs wants lessons
  • Parent-approved rewards
  • Friendly, child-safe tone

Hi Mia 👋

Today's missions

12
  • Make my bed
  • Pack school bag
  • Feed Bandit 🐶
  • 10 min reading

Goal: New scooter

You saved $6 this week. Only $14 to go until your goal!

This week

Week 34

Income

$48

Saved

$22

Spent

$14

Subscription check

That $12 weekly subscription costs $624 per year. Is it worth it?

Savings goal

Driving lessons

$220 / $600

For Ages 12–18

Independence and real-world money skills

Teenagers build independence by managing responsibilities, planning the week, tracking income, budgeting, saving and learning practical financial skills.

  • Weekly planner
  • Household responsibilities
  • Study, sport & work tasks
  • Budget categories
  • Income tracker
  • Savings goals
  • Subscription cost calculator
  • Online scam awareness
  • First job, payslip & super basics
For parents & carers

Parents stay in control

PocketGrow gives parents and carers the tools to guide responsibility and money learning — without ads, pressure or unsafe spending.

  • Add children
  • Set family values
  • Create chores and routines
  • Choose paid or unpaid jobs
  • Approve completed tasks
  • Track pocket money manually
  • Review savings goals
  • View weekly reports
  • Receive conversation prompts
  • Manage subscription & privacy

Weekly prompt

"Mia completed 86% of her responsibilities this week. Ask her what helped her stay on track."

24

Chores done

$18

Saved

3

Lessons

Made for Australia 🇦🇺

Real-world examples kids actually experience

PocketGrow uses currency in terms of dollars, simply English and everyday examples to teach practical financial confidence.

Please note: PocketGrow provides general education only. It does not provide financial advice.

Pocket moneyEFTPOS & tap-and-goSchool canteen spendingPublic transport costsSports feesMobile phone plansOnline subscriptionsPart-time jobsApprenticeshipsTax file number basicsSuperannuation basicsScam awareness
Trust & safety

Built for trust, not attention

PocketGrow is monetised through parent-paid subscriptions — not children's attention or data.

No ads

No selling child data

No child-facing purchases

No behavioural advertising

No loot boxes

No gambling-style rewards

No public leaderboards

Parent-controlled settings

Manual wallet tracking first

Optional parent-approved integrations later

Pricing

Simple family pricing

Parents pay. Children never see upgrade prompts or ads inside PocketGrow.

For trying PocketGrow

Free

$0forever
  • 1 child profile
  • Basic chores
  • Basic routine checklist
  • 1 savings goal
  • Manual pocket money tracking
Start Free
14-day free trial

For everyday family money habits

Family Premium

$12.42/mo · billed $149/yr

Save 17% vs monthly

  • Up to 4 child profiles
  • Unlimited chores & routines
  • Paid and unpaid jobs
  • Spend / Save / Give jars
  • Teen budgeting tools
  • Savings goals
  • Weekly reports
  • Parent conversation prompts
  • Australian money lessons
Start free trial

For deeper financial literacy

Premium Plus

$23.25/mo · billed $279/yr

Save 17% vs monthly

  • Everything in Family Premium
  • Calendar sync to Google, Outlook & Apple
  • Advanced financial literacy modules
  • Teen first-job tools
  • Payslip explainer
  • Tax & superannuation basics
  • Co-parent + grandparent seats
  • Printable parent guides
  • School-ready learning packs
Explore Premium Plus
Best value

Pay once, use it through every child

Lifetime

$299one-time
  • Everything in Premium Plus, forever
  • All future feature releases
  • Family seats: 2 parents + unlimited kids
  • Priority email support
  • 30-day money-back guarantee
Get Lifetime
Prefer to share? Refer another family — both get a free month. · Gift PocketGrow · For schools